Spend Smarter

Fun and Affordable Holiday Traditions

Fun and Affordable Holiday Traditions

Are you looking for fun, affordable things to do with your family during the holidays? We can't always buy everything on our children's wish lists or perfectly execute all the beautiful holiday crafts we see on Pinterest,...
Feed Hungry Houseguests Without Going Broke

Feed Hungry Houseguests Without Going Broke

Holiday time sometimes means a house full of guests for days or a week at a time. It truly is a joy to spend precious time with those we love, but how do you feed all of these people for a week without spending every...
Earn While You Shop

Earn While You Shop

It's that time of year again - time to start holiday shopping! Did you know that with credit cards, you can earn rewards points on those holiday purchases? Depending on your credit card and its reward program, you can...
A Budget-Friendly Halloween

A Budget-Friendly Halloween

Wow! It's already October?! As October 31 quickly approaches kids will be asking for costumes and begging for their favorite candy. Sometimes Halloween can blind side us with expenses, but it's possible to stay within...
When Does Using Credit Make Sense?

When Does Using Credit Make Sense?

When used responsibly, credit cards are a safe, easy way to manage your finances and give yourself a little extra buying power when you need it. Below are three scenarios in which using credit makes sense. Manage your...
Tips to Avoid Overspending

Tips to Avoid Overspending

The first rule of personal finance is to spend less than you earn. Pretty simple, right? Unfortunately, this basic rule can be difficult to follow. It takes discipline. Here are some tips to help you reduce spending. Day...