Insurance on Purchases

Payment Protection

There is no way anyone can predict an injury, medical-related illness or an unexpected death, but you can take steps along the way to protect your family if the unforeseen were to happen. Credit Disability and Credit Life Insurance may help pay your loan so you and your loved ones don't have to.

GAP Auto Protection

Car insurance will cover the cost of damages and a stolen car but your auto loan could be higher than the cash value of your car. Guaranteed Asset Protection (GAP) can help you cover the difference between what the insurance company pays out and what you still owe on the loan.

Mechanical Breakdown Protection

Drive with the peace of mind knowing that with Mechanical Breakdown Protection (MBP) you have protection against the increasingly high cost of repairs and associated labor costs for mechanical and electrical vehicle failures.

Insurance for You

Hospital Accident Plan1

Collect Daily Cash Benefits of up to $1,800 When a covered accident lands you in the hospital, this Hospital Accident Plan pays you these Cash Benefits:

  • $1,800 a day Intensive Care Confinement
  • $900 a day Hospital Confinement
  • $450 per accident Emergency Room Treatment

In addition to any other insurance, to spend any way you want.

Recuperative Care Plan2

Members-only Recuperative Care Plan: Get Cash Benefits While You Get Better

Paid directly to you for a covered accident or all sickness — even a pre-existing condition:

  • up to $200.00 a day per covered hospitalization due to all sickness (up to $1,400.00 a week)
  • up to $400.00 a day per covered hospitalization due to any covered accident (up to $2,800.00 a week)

Guaranteed Acceptance. No Health Exams or Questions.

You will be notified by mail when this members-only coverage is available to you.

Accident Insurance

As a Coosa Valley Credit Union member, age 18 or older, you are pre-approved for up to $300,000.00* in coverage. With no doctor visits, health questions or lab tests, you can activate important accidental death and dismemberment insurance, underwritten by Sirius America Insurance Company. You cannot be turned down due to age or health.

Help make sure your family can have money for whatever they may need when you're no longer with them.

1This is an offering for insurance. It is not a deposit, not NCUA insured, not guaranteed by the credit union and not insured by any federal government agency. This is an accident only policy and does not pay benefits for loss from sickness.

This information is a brief description of the important features of this insurance plan, not an insurance contract. Actual coverage is subject to the language of the policy including applicable exclusions and limitations, and may not be available in all jurisdictions. Insurance product offered by Franklin Madison Group, LLC. For California Residents: Insurance product offered by Franklin Madison Insurance Services, LLC. Insurance is underwritten by Federal Insurance Company, a Chubb company. Chubb, PO Box 1600, Whitehouse Station, NJ 08889.

Confinement benefits reduce by 50% at age 65, and reduce to 25% at age 75.

2Terms, conditions, and exclusions apply, see site for details. Plan benefit amounts reduce by 50% at age 65 and by an additional 25% at age 75, regardless of age at enrollment. For California Residents: Insurance product offered by Franklin Madison Insurance Services LLC. Underwritten by Minnesota Life Insurance Company.

*All coverage is reduced by 50% at age 70.