Loan Rates | Coosa Valley Credit Union

*Rates expressed as APR - Annual Percentage Rate. "As Low As" rates are based on approved credit. Actual annual percentage rate may be higher depending on applicant's creditworthiness and other factors.

**Term may vary depending on applicant's creditworthiness and other factors.

Payment example: New auto loan of $20,000 for 36 months at 4% APR will have a monthly payment of $544.

VEHICLE LOANS

APR as low as*

New Vehicles: 5.99%*, Up to 84 months **

New Vehicles: 2.99%*, Up to 78 months **

Used Vehicles 2019-2021: 2.99%*, Up to 78 months**

Used Vehicles 2018: 4.00%*, Up to 78 months**

Used Vehicles 2017: 4.00%*, Up to 78 months**

Used Vehicles 2016: 4.00%*, Up to 69 months**

Used Vehicles 2015: 4.00%*, Up to 66 months**

Older than 2015: 4.00%*, Up to 66 months**

PERSONAL LOANS

APR as low as*

Personal Loan - 36 month term: 9.50%*

Personal Loan - 48 month term: 10.00%*

Personal Loan - 60 month term: 10.50%*

VISA CREDIT CARD

Rates vary based on creditworthiness.

Click here for more info.

A variety of consumer and business options available.

BOAT, CAMPER AND RECREATIONAL VEHICLE LOANS

APR as low as*

New & Used Boats: 7.00%*, Up to 120 months**

New & Used Campers: 7.50%*, Up to 72 months**

New & Used Motorhomes: 7.50%*, Up to 72 months**

FARM EQUIPMENT, MOTORCYCLE, 4 WHEELER & JET SKI LOANS

APR as low as*

New & Used Farm Equipment: 7.50%*, Up to 72 months**

New & Used Motorcycles and Dirt Bikes: 6.75%*, Up to 72 months**

New & Used Jet Skis, ATVs & UTVs: 8.50%*, Up to 72 months**

PLEASE CONTACT US FOR

Mortgage or Real Estate: Conventional, FHA, USDA, and VA.

Commercial

Home Equity Line of Credit

Land Loans

Other Loan types not listed

*Some programs have set terms and requirements

LOAN FEES

**Other Fees may apply.

$600-$1000: **Loan Fees - $10.00

$1,001-$2,500: **Loan Fees - $20.00

$2,501-$5,000: **Loan Fees - $30.00

$5,001-$10,000: **Loan Fees - $150.00

$10,001-$35,000: **Loan Fees - $200.00

$35,001 & up: **Loan Fees - $250.00