Coosa Valley Credit Union Loan Rates
Our Loan Rates
Looking for competitive loan rates in Northwest Georgia? Coosa Valley Credit Union offers some of the best rates on personal loans, auto loans, mortgages, and credit cards, helping you save money while financing what matters most. Our easy application process and friendly local team make it simple to get approved and take control of your finances today.
*Rates expressed as APR - Annual Percentage Rate. "As Low As" rates are based on approved credit and enrollment in full direct deposit. Actual annual percentage rate may be higher depending on applicant's creditworthiness and other factors.
Vehicle Loans
APR as low as*
Payment example: New auto loan of $30,000 for 60 months at 5.75% APR will have a monthly payment of $582.
- New Vehicles: 2.99%*
- Used Vehicles 2025-2026: 2.99%*
- Used Vehicles 2024: 3.99%*
- Used Vehicles 2023: 3.99%*
- Used Vehicles 2022: 4.50%*
- Used Vehicles 2021: 4.75%*
- Used Vehicles 2020: 5.00%*
- Older than 2020: 5.49%*
- CVCU Owned Cars: 3.55%*
(Buyers must pay CVCU asking price of the vehicle to obtain discounted rate; otherwise standard rates and terms apply.)
Personal Loans
APR as low as*
Payment example: Personal loan of $10,000 for 36 months at 12% APR will have a monthly payment of $340.
- Personal Loan - 36 - 60 month term: 6.99%*
Visa Credit Card
Rates vary based on creditworthiness.
Click here for more info.
- A variety of consumer and business options available.
Boat, Camper and Recreational Vehicle Loans
APR as low as*
Payment example: Boat loan of $30,000 for 60 months at 9% APR will have a monthly payment of $628.
- New & Used Boats: 6.00%*, Up to 120 months**
- New & Used Campers: 6.50%*, Up to 72 months**
- New & Used Motorhomes: 6.50%*, Up to 72 months**
Farm Equipment, Motorcycle, 4 Wheeler & Jet Ski Loans
APR as low as*
Payment example: Loan of $30,000 for 60 months at 9.5% APR will have a monthly payment of $636.
- New & Used Farm Equipment: 6.50%*, Up to 72 months**
- New & Used Motorcycles and Dirt Bikes: 4.99%*, Up to 72 months**
- New & Used Jet Skis, ATVs & UTVs: 4.99%*, Up to 72 months**
Looking for mortgage rates?
We offer first mortgages and HELOC loans, please contact us for more details on those rates.
*Some programs have set terms and requirements
- Mortgage or Real Estate: Conventional, FHA, USDA, and VA.
- Commercial
- Home Equity Line of Credit
- Land Loans
- Other Loan types not listed
Equal Housing Opportunity
Equal Housing Opportunity (EHO) is a legal, policy-based requirement ensuring all individuals have fair, equal access to housing, renting, or financing without discrimination based on race, color, national origin, religion, sex, familial status, or disability.
Our Loan Fees
- $600-$1000: **Loan Fees - $10.00
- $1,001-$2,500: **Loan Fees - $20.00
- $2,501-$5,000: **Loan Fees - $35.00
- $5,001-$10,000: **Loan Fees - $150.00
- $10,001-$35,000: **Loan Fees - $270.00
- $35,001 - $50,000: **Loan Fees - $350.00
- $50,001 & up: **Loan Fees - $550.00
**Other Fees may apply.
