All CVCU lobbies are now open. Drive thru still encouraged, when possible. Read more about COVID-19 impact here.

Loan Rates

Thanks for printing!  Don't forget to come back to Coosa Valley Credit Union for fresh articles!

*Rates expressed as APR - Annual Percentage Rate. "As Low As" rates are based on approved credit. Actual annual percentage rate may be higher depending on applicant's creditworthiness and other factors.

**Term may vary depending on applicant's creditworthiness and other factors.

Payment example: New auto loan of $20,000 for 36 months at 4% APR will have a monthly payment of $544.

VEHICLE LOANS

APR as low as* 

  • New Vehicles: 5.99%*, Up to 84 months **
  • New Vehicles: 2.99%*, Up to 78 months **
  • Used Vehicles 2018-2020: 2.99%*, Up to 78 months**
  • Used Vehicles 2017: 4.00%*, Up to 78 months**
  • Used Vehicles 2016: 4.00%*, Up to 78 months**
  • Used Vehicles 2015: 4.00%*, Up to 69 months**
  • Used Vehicles 2014: 4.00%*, Up to 66 months**
  • Older than 2014: 4.00%*, Up to 66 months**

PERSONAL LOANS

APR as low as* 

  • Personal Loan - 36 month term: 9.50%*
  • Personal Loan - 48 month term: 10.00%*
  • Personal Loan - 60 month term: 10.50%*

VISA CREDIT CARD

Rates vary based on creditworthiness.

Click here for more info.

  • A variety of consumer and business options available.

BOAT, CAMPER AND RECREATIONAL VEHICLE LOANS

APR as low as* 

  • New & Used Boats: 7.00%*, Up to 120 months**
  • New & Used Campers: 7.50%*, Up to 72 months**
  • New & Used Motorhomes: 7.50%*, Up to 72 months**

FARM EQUIPMENT, MOTORCYCLE, 4 WHEELER & JET SKI LOANS

APR as low as* 

  • New & Used Farm Equipment: 7.50%*, Up to 72 months**
  • New & Used Motorcycles and Dirt Bikes: 6.75%*, Up to 72 months**
  • New & Used Jet Skis, ATVs & UTVs: 8.50%*, Up to 72 months**

PLEASE CONTACT US FOR

  • Mortgage or Real Estate: Conventional, FHA, USDA, and VA. 
  • Commercial 
  • Home Equity Line of Credit
  • Land Loans
  • Other Loan types not listed 
  • *Some programs have set terms and requirements 

LOAN FEES

**Other Fees may apply. 

  • $500-$1000: **Loan Fees - $10.00  
  • $1,001-$2,500: **Loan Fees - $20.00  
  • $2,501-$5,000: **Loan Fees - $30.00  
  • $5,001-$10,000: **Loan Fees - $150.00  
  • $10,001-$35,000: **Loan Fees - $200.00  
  • $35,001 & up: **Loan Fees - $250.00