Loan Rates

*Rates expressed as APR – Annual Percentage Rate.  “As Low As” rates are based on approved credit.  Actual annual percentage rate may be higher depending on applicant’s creditworthiness and other factors.  

**Term may vary depending on applicant’s creditworthiness and other factors.  

VEHICLE LOANS 

APR as low as* 

• New Vehicles: 2.44%, Up to 84 months**
• Used Vehicles 2017-2016: 2.74%, Up to 78 months**
• Used Vehicles 2015-2014: 3.24%, Up to 78 months**
• Used Vehicles 2013: 4.24%, Up to 78 months**
• Used Vehicles 2012: 4.49%, Up to 69 months**
• Used Vehicles 2011: 4.99%, Up to 60 months**
• Older than 2011: 5.49%, Up to 54 months**

PERSONAL LOANS 

APR as low as* 

• Personal Loan - 36 month term: 8.24%
• Personal Loan - 48 month term: 8.74%
• Personal Loan - 60 month term: 9.24%

VISA CREDIT CARD 

APR as low as*

Click here for the Visa Credit Card Agreement 

• Unsecured Credit Card: 9.90%
• Share Secured Credit Card: 10.50%

PLEASE CONTACT US FOR  

• Mortgage or Real Estate: Conventional, FHA, USDA, and VA. Terms ranging from 10 years- 30 years* 
• Commercial 
• Home Equity Line of Credit: 5 year fixed rate and a 15 year amortization
• Land Loans: 10 year fixed rate
• Other Loan types not listed 
• *Some programs have set terms and requirements 

LOAN AMOUNTS

• $500-$1000: **Loan Fees - $10.00  
• $1,001-$2,500: **Loan Fees - $20.00  
• $2,501-$5,000: **Loan Fees - $30.00  
• $5,001-$10,000: **Loan Fees - $50.00  
• $10,001-$35,000: **Loan Fees - $100.00  
• $35,001 & up: **Loan Fees - $150.00

**Other Fees may apply.