Loan Rates
Loans
*Rates expressed as APR - Annual Percentage Rate. "As Low As" rates are based on approved credit. Actual annual percentage rate may be higher depending on applicant's creditworthiness and other factors.
**Term may vary depending on applicant's creditworthiness and other factors.
Vehicle Loans
APR as low as*
Payment example: New auto loan of $30,000 for 60 months at 5.75% APR will have a monthly payment of $582.
- New Vehicles: 5.55%*, Up to 78 months **
- Used Vehicles 2022-2023: 5.55%*, Up to 78 months**
- Used Vehicles 2021: 6.25%*, Up to 78 months**
- Used Vehicles 2020: 6.5%*, Up to 78 months**
- Used Vehicles 2019: 6.75%*, Up to 78 months**
- Used Vehicles 2018: 7.0%*, Up to 69 months**
- Used Vehicles 2017: 7.25%*, Up to 66 months**
- Older than 2017: 7.5%*, Up to 66 months**
- CVCU Owned Cars: 3.55%*, Up to 72 months**
(Buyers must pay CVCU asking price of the vehicle to obtain discounted rate; otherwise standard rates and terms apply.)
Personal Loans
APR as low as*
Payment example: Personal loan of $10,000 for 36 months at 12% APR will have a monthly payment of $340.
- Personal Loan - 36 - 60 month term: 11.99%*
Visa Credit Card
Rates vary based on creditworthiness.
Click here for more info.
- A variety of consumer and business options available.
Boat, Camper and Recreational Vehicle Loans
APR as low as*
Payment example: Boat loan of $30,000 for 60 months at 9% APR will have a monthly payment of $628.
- New & Used Boats: 9.00%*, Up to 120 months**
- New & Used Campers: 9.50%*, Up to 72 months**
- New & Used Motorhomes: 9.50%*, Up to 72 months**
Farm Equipment, Motorcycle, 4 Wheeler & Jet Ski Loans
APR as low as*
Payment example: Loan of $30,000 for 60 months at 9.5% APR will have a monthly payment of $636.
- New & Used Farm Equipment: 9.50%*, Up to 72 months**
- New & Used Motorcycles and Dirt Bikes: 8.75%*, Up to 72 months**
- New & Used Jet Skis, ATVs & UTVs: 10.50%*, Up to 72 months**
PLEASE CONTACT US FOR
*Some programs have set terms and requirements
- Mortgage or Real Estate: Conventional, FHA, USDA, and VA.
- Commercial
- Home Equity Line of Credit
- Land Loans
- Other Loan types not listed
LOAN FEES
- $600-$1000: **Loan Fees - $10.00
- $1,001-$2,500: **Loan Fees - $20.00
- $2,501-$5,000: **Loan Fees - $35.00
- $5,001-$10,000: **Loan Fees - $150.00
- $10,001-$35,000: **Loan Fees - $270.00
- $35,001 - $50,000: **Loan Fees - $350.00
- $50,001 & up: **Loan Fees - $550.00
**Other Fees may apply.