Loan Rates | Coosa Valley Credit Union

*Rates expressed as APR – Annual Percentage Rate. “As Low As” rates are based on approved credit. Actual annual percentage rate may be higher depending on applicant’s creditworthiness and other factors.

**Term may vary depending on applicant’s creditworthiness and other factors.

VEHICLE LOANS

APR as low as*

New Vehicles: 2.89%, Up to 78 months ** OR 3.49% up to 84 months**

Used Vehicles 2017-2018: 3.19%, Up to 78 months**

Used Vehicles 2015-2016: 3.69%, Up to 78 months**

Used Vehicles 2014: 3.99%, Up to 78 months**

Used Vehicles 2013: 4.49%, Up to 69 months**

Used Vehicles 2012: 4.99%, Up to 60 months**

Older than 2012: 4.99%, Up to 54 months**

PERSONAL LOANS

APR as low as*

Personal Loan - 36 month term: 8.69%

Personal Loan - 48 month term: 9.19%

Personal Loan - 60 month term: 9.69%

VISA CREDIT CARD

APR as low as*

Click here for the Visa Credit Card Agreement

Unsecured Credit Card: 9.90%

Share Secured Credit Card: 10.50%

BOAT, CAMPER AND RECREATIONAL VEHICLE LOANS

APR as low as*

New & Used Boats: 5.25%, Up to 120 months**

New & Used Campers: 5.75%, Up to 72 months**

New & Used Motorhomes: 5.75%, Up to 180 months**

FARM EQUIPMENT, MOTORCYCLE, 4 WHEELER & JET SKI LOANS

APR as low as*

New & Used Farm Equipment: 6.75%, Up to 72 months**

New & Used Motorcycles and 4 Wheelers: 5.99%, Up to 72 months**

New & Used Jet Skis: 6.75%, Up to 72 months**

PLEASE CONTACT US FOR

Mortgage or Real Estate: Conventional, FHA, USDA, and VA. Terms ranging from 10 years- 30 years*

Commercial

Home Equity Line of Credit: 5 year fixed rate and a 15 year amortization

Land Loans: 10 year fixed rate

Other Loan types not listed

*Some programs have set terms and requirements

LOAN AMOUNTS

$500-$1000: **Loan Fees - $10.00

$1,001-$2,500: **Loan Fees - $20.00

$2,501-$5,000: **Loan Fees - $30.00

$5,001-$10,000: **Loan Fees - $50.00

$10,001-$35,000: **Loan Fees - $100.00

$35,001 & up: **Loan Fees - $150.00

**Other Fees may apply.