Loan Rates

Loans

*Rates expressed as APR - Annual Percentage Rate. "As Low As" rates are based on approved credit. Actual annual percentage rate may be higher depending on applicant's creditworthiness and other factors.

**Term may vary depending on applicant's creditworthiness and other factors.

Vehicle Loans

APR as low as*

Payment example: New auto loan of $30,000 for 60 months at 5.75% APR will have a monthly payment of $582.

  • New Vehicles: 5.25%*, Up to 78 months **
  • Used Vehicles 2023-2024: 5.25%*, Up to 78 months**
  • Used Vehicles 2022: 6%*, Up to 78 months**
  • Used Vehicles 2021: 6.25%*, Up to 78 months**
  • Used Vehicles 2020: 6.5%*, Up to 78 months**
  • Used Vehicles 2019: 6.75%*, Up to 69 months**
  • Used Vehicles 2018: 7%*, Up to 66 months**
  • Older than 2018: 7.25%*, Up to 66 months**
  • CVCU Owned Cars: 3.55%*, Up to 72 months**
    (Buyers must pay CVCU asking price of the vehicle to obtain discounted rate; otherwise standard rates and terms apply.)
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Personal Loans

APR as low as*

Payment example: Personal loan of $10,000 for 36 months at 12% APR will have a monthly payment of $340.

  • Personal Loan - 36 - 60 month term: 11.99%*
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Visa Credit Card

Rates vary based on creditworthiness.

Click here for more info.

  • A variety of consumer and business options available.
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Boat, Camper and Recreational Vehicle Loans

APR as low as*

Payment example: Boat loan of $30,000 for 60 months at 9% APR will have a monthly payment of $628.

  • New & Used Boats: 9.00%*, Up to 120 months**
  • New & Used Campers: 9.50%*, Up to 72 months**
  • New & Used Motorhomes: 9.50%*, Up to 72 months**
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Farm Equipment, Motorcycle, 4 Wheeler & Jet Ski Loans

APR as low as*

Payment example: Loan of $30,000 for 60 months at 9.5% APR will have a monthly payment of $636.

  • New & Used Farm Equipment: 9.50%*, Up to 72 months**
  • New & Used Motorcycles and Dirt Bikes: 8.75%*, Up to 72 months**
  • New & Used Jet Skis, ATVs & UTVs: 10.50%*, Up to 72 months**
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PLEASE CONTACT US FOR


*Some programs have set terms and requirements

  • Mortgage or Real Estate: Conventional, FHA, USDA, and VA.
  • Commercial
  • Home Equity Line of Credit
  • Land Loans
  • Other Loan types not listed
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LOAN FEES

  • $600-$1000: **Loan Fees - $10.00
  • $1,001-$2,500: **Loan Fees - $20.00
  • $2,501-$5,000: **Loan Fees - $35.00
  • $5,001-$10,000: **Loan Fees - $150.00
  • $10,001-$35,000: **Loan Fees - $270.00
  • $35,001 - $50,000: **Loan Fees - $350.00
  • $50,001 & up: **Loan Fees - $550.00

**Other Fees may apply.