Loan Rates

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*Rates expressed as APR – Annual Percentage Rate.  “As Low As” rates are based on approved credit.  Actual annual percentage rate may be higher depending on applicant’s creditworthiness and other factors.  

**Term may vary depending on applicant’s creditworthiness and other factors.  

VEHICLE LOANS

APR as low as* 

  • New Vehicles: 5.75%*, Up to 78 months ** OR 6.85% up to 84 months**
  • Used Vehicles 2018-2019: 6.00%*, Up to 78 months**
  • Used Vehicles 2016-2017: 6.00%*, Up to 78 months**
  • Used Vehicles 2015: 6.50%*, Up to 78 months**
  • Used Vehicles 2014: 6.75%*, Up to 69 months**
  • Used Vehicles 2013: 7.25%*, Up to 66 months**
  • Older than 2013: 7.50%*, Up to 66 months**

PERSONAL LOANS

APR as low as* 

  • Personal Loan - 36 month term: 9.50%*
  • Personal Loan - 48 month term: 10.00%*
  • Personal Loan - 60 month term: 10.50%*

VISA CREDIT CARD

APR as low as*

Click here for the Visa Credit Card Agreement 

  • Unsecured Credit Card: 9.90%*
  • Share Secured Credit Card: 10.50%*

BOAT, CAMPER AND RECREATIONAL VEHICLE LOANS

APR as low as* 

  • New & Used Boats: 7.00%*, Up to 120 months**
  • New & Used Campers: 7.50%*, Up to 72 months**
  • New & Used Motorhomes: 7.50%*, Up to 180 months**

FARM EQUIPMENT, MOTORCYCLE, 4 WHEELER & JET SKI LOANS

APR as low as* 

  • New & Used Farm Equipment: 7.50%*, Up to 72 months**
  • New & Used Motorcycles and 4 Wheelers: 6.75%*, Up to 72 months**
  • New & Used Jet Skis: 8.50%*, Up to 72 months**

PLEASE CONTACT US FOR

Loan Rates

  • Mortgage or Real Estate: Conventional, FHA, USDA, and VA. Terms ranging from 10 years- 30 years* 
  • Commercial 
  • Home Equity Line of Credit: 5 year fixed rate and a 15 year amortization
  • Land Loans: 10 year fixed rate
  • Other Loan types not listed 
  • *Some programs have set terms and requirements 

LOAN FEES

**Other Fees may apply. 

  • $500-$1000: **Loan Fees - $10.00  
  • $1,001-$2,500: **Loan Fees - $20.00  
  • $2,501-$5,000: **Loan Fees - $30.00  
  • $5,001-$10,000: **Loan Fees - $150.00  
  • $10,001-$35,000: **Loan Fees - $200.00  
  • $35,001 & up: **Loan Fees - $250.00