Loan Rates | Coosa Valley Credit Union

*Rates expressed as APR – Annual Percentage Rate. “As Low As” rates are based on approved credit. Actual annual percentage rate may be higher depending on applicant’s creditworthiness and other factors.

**Term may vary depending on applicant’s creditworthiness and other factors.

VEHICLE LOANS

APR as low as*

New Vehicles: 5.75%*, Up to 78 months ** OR 6.85% up to 84 months**

Used Vehicles 2018-2019: 6.00%*, Up to 78 months**

Used Vehicles 2016-2017: 6.00%*, Up to 78 months**

Used Vehicles 2015: 6.50%*, Up to 78 months**

Used Vehicles 2014: 6.75%*, Up to 69 months**

Used Vehicles 2013: 7.25%*, Up to 66 months**

Older than 2013: 7.50%*, Up to 66 months**

PERSONAL LOANS

APR as low as*

Personal Loan - 36 month term: 9.50%*

Personal Loan - 48 month term: 10.00%*

Personal Loan - 60 month term: 10.50%*

VISA CREDIT CARD

Rates vary based on creditworthiness.

Click here for more info.

A variety of consumer and business options available.

BOAT, CAMPER AND RECREATIONAL VEHICLE LOANS

APR as low as*

New & Used Boats: 7.00%*, Up to 120 months**

New & Used Campers: 7.50%*, Up to 72 months**

New & Used Motorhomes: 7.50%*, Up to 180 months**

FARM EQUIPMENT, MOTORCYCLE, 4 WHEELER & JET SKI LOANS

APR as low as*

New & Used Farm Equipment: 7.50%*, Up to 72 months**

New & Used Motorcycles and Dirt Bikes: 6.75%*, Up to 72 months**

New & Used Jet Skis, ATVs & UTVs: 8.50%*, Up to 72 months**

PLEASE CONTACT US FOR

Mortgage or Real Estate: Conventional, FHA, USDA, and VA. Terms ranging from 10 years- 30 years*

Commercial

Home Equity Line of Credit: 5 year fixed rate and a 15 year amortization

Land Loans: 10 year fixed rate

Other Loan types not listed

*Some programs have set terms and requirements

LOAN FEES

**Other Fees may apply.

$500-$1000: **Loan Fees - $10.00

$1,001-$2,500: **Loan Fees - $20.00

$2,501-$5,000: **Loan Fees - $30.00

$5,001-$10,000: **Loan Fees - $150.00

$10,001-$35,000: **Loan Fees - $200.00

$35,001 & up: **Loan Fees - $250.00