Home Loans: Begin Your Home Buying Journey with CVCU
Explore our competitive mortgage rates and apply for your home loan with Coosa Valley Credit Union. It all starts with a mortgage application. We're here to help you get started, including guiding you through the mortgage pre-approval process to make your homebuying journey easier.
Take advantage of our limited time mortgage rate special.
Rates as low as 5% (5.411% APR*)
Ready to buy a house or looking to refinance? We have a special rate to take advantage of us (while it lasts). Our 15 year rate is as low as 5% (5.411% APR*). Our 30 year rate is as low as 5.5% (5.745% APR*)
Full Disclosure: Repayments: 360 monthly payments of principal and interest (for 30 year mortgages) & 180 monthly payments of principal and interest (for 15 year mortgages).
Down payment disclosures: 90% LTV max on refinances & 95% LTV max on purchases. 5% downpayment required. (LTV = Loan to Value)
Rates are subject to change without notice. Subject to credit approval. Membership required.
*This is not a commitment to lend. All lending products are subject to credit and property approval. Refinancing an existing mortgage loan may cause the total finance charges to be higher over the life of the loan. Member First Mortgage, LLC (MFM) is a partner of Coosa Valley Credit Union. Wayne Fuller, NMLS #1370326 and Dorrie Johnson, NMLS ID #1722974, are authorized to act as an agents of Coosa Valley Credit Union (2010 Redmond Circle Rome, GA 30165 | (706) 802.6545 | NMLS ID: 476638) and is authorized to represent Member First Mortgage, LLC, a licensed Mortgage Lender/Servicer (Corporate Office: 616 44th Street SE, Grand Rapids, MI 49548 | (866) 898.1818|NMLS ID: 149532). For licensing information, please visit www.nmlsconsumeraccess.org. Equal Housing Opportunity.
We've Got You Covered
Whether you're a first-time homeowner, one who's looking to refinance an existing loan or looking to make home improvements, we've got you covered. We offer several types of First Mortgages and Home Equity Lines of Credit with the personal service that members know and trust.
Mortgage Minutes | Learn more
Mortgage Minutes is Coosa Valley Credit Union's video series designed to help you confidently navigate the mortgage process. From understanding mortgage pre-approval and home loans to tips for first-time homebuyers and refinancing, these short educational videos break down complex topics into simple, easy-to-understand insights.
Whether you're buying your first home, upgrading, or refinancing, our local mortgage experts are here to guide you every step of the way. Serving members and communities across Northwest Georgia, Coosa Valley Credit Union is committed to helping you make informed home financing decisions.
Should I get pre-approved for a mortgage?
What documents do I need to apply for a mortgage?
What is earnest money?
Ready to get started?
Whether you're looking for a First Mortgage or Home Equity Line of Credit, we make it easy to apply.
Mortgage Loan
With Coosa Valley Credit Union and Member First Mortgage, LLC, you will work with a licensed and knowledgeable Mortgage Consultant every step of the way to help you navigate the mortgage process. Our staff, in conjunction with Member First Mortgage, are ready to assist you with finding the best possible mortgage options and guide you through the process from application to closing and beyond!
Home Equity Line of Credit (HELOC)
There are so many situations where a home equity line of credit can be a good option. HELOCs are a low-cost way to get (often major) capital for all kinds of things. You may want to pay down your consumer debt, cover the cost of a substantial medical need, pay for your kids' college, or even remodel the very house you're borrowing against. Click here for more details about CVCU's HELOC product and application process, or click the button below to apply now!
