Membership Perks
More perks. More value. More for CVCU members.
Early Direct Deposit
Get paid up to a day early with early pay.6
In-Branch Local Loan Decisions
Loan decisions made locally, right in branch.
Access To Low Loan Rates
Members get hard-to-beat loan rates.
Hometown Contact Center
No 1-800 numbers—our team is based in Rome, GA.
Checking Accounts with Benefits
Credit monitoring, cell protection, discounts, & more.
Exclusive Member Discounts
When you're a CVCU member, you receive exclusive access to discounts and rates on insurance rates, tax services, and more.
You're not just a number here.
Enjoy the perk of being a part-owner of CVCU once you're a member.
Becoming A Member
The process is simple, with each step clearly outlined before you ever step into a branch.
Benefits Checking Perks
Discover the all-in-one power of Benefits Checking*, an account designed to give you more value, more protection, and more peace of mind — without stretching your budget.
Identity Theft Monitoring
Professional identity theft resolution services, reimbursement for expenses related to identity theft and proactive monitoring services, such as dark web monitoring, identity monitoring and more.1
Credit Report & Credit Score Access
Daily credit file monitoring and automated alerts of key changes to credit file, along with access to credit reports and scores.2,3
Travel & Leisure Discounts
Big discounts nationwide on shopping, dining, travel and entertainment, close to home and far away, both local and national brands.*
Roadside Assistance Service
24/7 help with towing, lock-out, battery, and service.4
Cell Phone Protection
Up to $600 in repair and replacement costs for damaged or stolen phones4
Telehealth Services
Access 24/7 video or phone visits with US board-certified, licensed doctors ready to help with physical and mental healthcare.5
Discount Movie Tickets
Save 10% to 40% and receive your tickets in advance to avoid waiting in line.*
Benefits Plus Checking Perks
Enjoy everything included with Benefits Checking with extra premium perks.
Loan Rate Discounts
Receive 0.25% off all published rates. (*Excludes Repo)
Certificate Dividend Premiums
Receive an additional 0.25% on all published rates.
Option To Earn Checking Dividends
Earn monthly dividends on your checking account balance.
What is a Benefits Checking?
Discover the advantages of Benefits Checking by exploring our highlight videos below.
Identity Theft Protection with Benefits Checking and Benefits Plus Checking
Cell Phone Coverage with Benefits Checking and Benefits Plus Checking
Telehealth with Benefits Checking and Benefits Plus Checking
Recommended For You
Ready to get started? Become a member today.
Whether you're opening your first account, switching from another financial institution, or simply adding another account, we're here to help. Joining is easy, and you'll quickly start enjoying all the benefits that come with a Coosa Valley Credit Union checking account. Contact us or visit your nearest branch to get started today.
* Registration/activation
required
1Benefits are available to personal checking
account owner(s) and their joint account owners subject to the terms and conditions for the applicable Benefits. Some Benefits require authentication,
registration and/or activation. Benefits are not available to a "signer" on the
account who is not an account owner or to businesses, clubs, trusts,
organizations and/or churches and their members, or schools and their
employees/students.
2You will have access to your credit report and score provided your
information has been verified by the CRA. Credit Score is a VantageScore 3.0
based on Equifax data. Third parties may use a different VantageScore or a
different type of credit score to assess your creditworthiness.
3Credit Score Tracker:
Once credit file monitoring has been activated and you have requested your
first credit score, you may request a new credit score each month to be plotted
on your Credit Score Tracker graph. Monthly email notifications will be sent to
let you know when your new score is available.
4Special Program Notes: The descriptions herein are summaries only
and do not include all terms, conditions and exclusions of the Benefits described.
Please refer to the actual Guide to Benefit and/or insurance documents for
complete details of coverage and exclusions. Coverage is provided through the
company named in the Guide to Benefit or on the insurance document. Guide to
Benefit and insurance document can be found online. Insurance Products are
not insured by the NCUA or any Federal Government Agency; not a deposit of or
guaranteed by the credit union or any credit union affiliate.
5Available
for the account holder and their spouse/domestic partner and up to six (6)
dependent children age 2 and older. This is not insurance.
6Early Pay: Requires direct deposit. Whether a direct deposit is eligible for Early Paycheck is at our discretion and we cannot guarantee that you will always receive the Early Paycheck service.
