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Welcome to Coosa Valley Credit Union! "We Care" and "We Treat You Like Family" are two core values that differentiate us from banks and other financial institutions. Here we still do business like neighbors helping neighbors, an old fashioned approach that combines modern technologies and the warm professional service you deserve. Have a special need or unusual circumstance? We still listen.

We use our Core Values as a guide and constant reminder that we can always improve our members’ lives. We don’t charge more so that we can increase a line on a graph and we don’t believe that revenue is most important. Coosa Valley Credit Union has a much higher purpose. Our purpose is simple: to help people in our hometown live better financial lives.

We provide financially responsible products that help better each and every one of our members’ lives. Since we are a not-for-profit organization we can offer lower fees and lower lending rates because the shareholders we answer to are not on Wall Street. Our shareholders are you, our members, our neighbors.

If you live or have a business in the 13-county Coosa Valley area, including Bartow, Catoosa, Chattooga, Cherokee, Cobb, Dade, Floyd, Gordon, Haralson, Paulding, Polk, Walker and Whitfield Counties, you can open an account today. You have my assurance that your unique financial needs are our priority.

Stop in and tell us your story.

We look forward to getting to know you,

Andy F. Harris
Coosa Valley Credit Union

Andy F. Harris


Our Purpose

At Coosa Valley Credit Union, our purpose is to help people in our hometowns live better financial lives.

Our Values

We treat you like family

We treat you right
We are hometown people making hometown decisions
We go beyond what's expected

We care

We support our community
We will make things right
We want what's best for you

We listen

We are here for you
Life happens, we understand
Tell us your story

We win when you win

We are in your corner
We earn your trust
We pay attention to detail

We are proud of who we are

We are Team CVCU
Our faith is the cornerstone of who we are
We fiercely protect our reputation

Our Story

From the humblest beginnings to a multi-million dollar organization Coosa Valley Credit Union has a history built on the caring, hard-working people of the Coosa Valley Region.

In 1954, nine men had a vision of each one helping the other. These nine GE Company employees pooled their resources, depositing $5 each into a cigar box. Their cumulative $45 would help see each one through many a rainy day.

On May 7, 1954, the National Credit Union Administration granted a charter to the General Electric Employees of Rome Federal Credit Union.

Since then, many changes have occurred. In 1984, the "Field of Membership" was expanded to allow other employee groups to enjoy the privileges of membership. In 1985, Inland Employees Federal Credit Union merged with General Electric Federal Credit Union.

To better serve its members, offices were opened in other areas. In 1985, an office was opened in Hickory, North Carolina. In 1995, offices were opened in Cartersville and in East Rome.

A major change occurred in 2001 when the credit union's charter was changed to a Community Charter, allowing a broader membership. This permitted membership to anyone who resides in the 10-county Coosa Valley area, including Bartow, Catoosa, Chattooga, Dade, Floyd, Gordon, Haralson, Paulding, Polk, and Walker Counties.

In 2002, the new name of Coosa Valley Federal Credit Union was adopted to reflect the area served by the credit union.

Cedartown, Georgia became the home to an office of Coosa Valley Federal Credit Union in 2003.

Along with the growth of membership, the expansion of offices and change in charter, Coosa Valley Credit Union has changed in the scope of services offered. In addition to checking, savings and loan services for individuals, Coosa Valley Credit Union has added electronic on-line banking, audio response, credit card services, ATMs and a full array of business services. Coosa Valley Credit Union is continuing as a visionary organization, constantly searching for ways to better serve members.

Our History

Annual Meeting & Report to the Membership

One of the ways Coosa Valley Credit Union demonstrates our uniqueness in the financial services world is by holding our Annual Meeting with our member-owners in February of each year. Everybody knows that being a member-owner is better than being just a customer, right?

The credit union Annual Meeting is actually the annual meeting of the membership. This a huge part of what makes credit unions so different from banks. It is at the Annual Meeting that the membership gets to hear about the plan the credit union leadership has for the year. You also have the opportunity to hang out with the staff that you see in the branches and talk with on the phone with every day! Plus, you can meet with other credit union members. This too, is a fundamental difference between a credit union and a bank, it's what makes us a family!