Student, Teen, and Minor Checking Accounts
A checking account with a debit card for students, teens, & minors.
For ages 10-17, giving teens and pre-teens a safe way to start banking with a debit card, digital wallet options like Apple Pay and Google Pay, and 24/7 online banking. For children 9 and under, we also offer a Coosa Valley Kids Savings Account to help them begin building early money-management habits.
Monthly Fee
No reoccurring monthly maintenance fee
Available to Young Members
Ages 10 to 17 years old
A banking app packed with features to help you manage your checking account—so you can keep track of your money 24/7.
Check balances on the go, initiate transfers, send us a message, and much more with our online banking app.
Open a local checking account for your student/minor.
We value young members.
Opening a Student Checking Account at Coosa Valley Credit Union helps young members build strong financial habits while forming a lifelong relationship with a trusted local credit union. By starting early, teens and pre-teens gain the foundation they need to qualify for better loan rates in the future—whether it's an auto loan, personal loan, or even a first home. With guidance from caring, community‑focused employees who genuinely prioritize their financial well‑being, we empower the next generation to grow confidently and responsibly on their financial journey.
Debit Card Access Available Beginning at Age 10
Many financial institutions restrict debit card access for minors until ages 15 or 16. At Coosa Valley Credit Union, we believe your child should have safe, supervised access to their money—wherever they go. That's why students as young as 10 years old can have a checking account with a secured debit card, complete with spending limits for your convenience and added peace of mind. It's a smart, secure way to help kids build financial confidence early.
We offer school themed debit cards for you.
Now you can carry a debit card that represents your participating local high school - only from Coosa Valley Credit Union.
Why Choose a Custom School Debit Card?
- Show off your school pride
- Same great features as your regular debit card
- Safe, secure, and convenient
- Available exclusively for CVCU members
How to Get Yours
- Become a member (if you aren't already)
- Choose your school's design
- Request a new debit card in-branch, or by calling us at 706-235-8551
Card Designs Available For: Rome High School, Cartersville High School, Cedartown High School, Rockmart High School, Gordon Central High School, and Sonoraville High School.
(More schools coming soon!)
Some restrictions apply. Replacement card fees may apply. Ask us for details.
Available for members in Rome, Cartersville, Cedartown, Dallas, Canton, Calhoun, Fort Oglethorpe, Rockmart, Woodstock & surrounding areas.
Nearby Branches & ATMs
We proudly serve 13 Northwest Georgia counties and offer 11 convenient branch locations for you to visit.
ATM Available
Main Office - Rome
1307 Redmond Road
Rome, GA 30165
Drive-Thru Hours
Fri 8:30a - 6:00p
Lobby Hours
Fri 9:00a - 6:00p
ATM Available
East Rome
1504 Dean Ave.
Rome, GA 30161
Drive-Thru Hours
Fri 8:30a - 6:00p
Lobby Hours
Fri 9:00a - 6:00p
ATM Available
Cartersville
1149 North Tennessee St.
Cartersville, GA 30120
Drive-Thru Hours
Fri 8:30a - 6:00p
Lobby Hours
Fri 9:00a - 6:00p
ATM Available
Calhoun
375 South Industrial Blvd
Calhoun, GA 30701
Drive-Thru Hours
Fri 8:30a - 6:00p
Lobby Hours
Fri 9:00a - 6:00p
ATM Available
Canton
152 Prominence Point Pkwy
Canton, GA 30114
Drive-Thru Hours
Fri 8:30a - 6:00p
Lobby Hours
Fri 9:00a - 6:00p
ATM Available
Cedartown
819 North Main St.
Cedartown, GA 30125
Drive-Thru Hours
Fri 8:30a - 6:00p
Lobby Hours
Fri 9:00a - 6:00p
ATM Available
Dallas
80 Seven Hills Blvd., Suite 501
In the Seven Hills Station Shopping Center
Dallas, GA 30132
Lobby Hours
Fri 9:00a - 6:00p
ATM Available
Fort Oglethorpe
1825 Fant Drive
Fort Oglethorpe, GA 30742
Drive-Thru Hours
Fri 8:30a - 6:00p
Lobby Hours
Fri 9:00a - 6:00p
ATM Available
Rockmart
1400 Chattahoochee Dr.
Rockmart, GA 30153
Drive-Thru Hours
Fri 8:30a - 6:00p
Lobby Hours
Fri 9:00a - 6:00p
ATM Available
West Cartersville
15 Walnut Grove Road
Cartersville, GA 30120
Drive-Thru Hours
Fri 8:30a - 6:00p
Lobby Hours
Fri 9:00a - 6:00p
ATM Available
Woodstock
12178 Highway 92
Woodstock, GA 30188
Drive-Thru Hours
Fri 8:30a - 6:00p
Lobby Hours
Fri 9:00a - 6:00p
ATMs also available at all branch locations
Armuchee Shopping Center
3365 Martha Berry HWY
Rome, GA 30165
Riverbend Shopping Center
33 Riverbend Dr SW
Rome, GA 30161
AdventHealth Redmond Hospital
501 Redmond Rd.
Rome, GA 30165
CVCU Admin Building
2010 Redmond Cr.
Rome, GA 30165
Adairsville - Food Lion Shopping Center
7427 Highway 140
Adairsville, GA 30103
Euharlee
790 Euharlee Road
Euharlee, GA 30120
Taylorsville
3316 Old State Hwy 113
Taylorsville, GA 30178
Surcharge-Free ATMs
Members enjoy access to thousands of surcharge-free ATMs across the country. Click here to locate one now.
Most Common Questions
Access to an ATM?
Yes, however there are limits on withdrawals and on cash/check ATM deposits as an added security measure.
Access to RDA? (Remote Deposit)
Yes, Student Checking Accounts will be eligible for remote deposit, subject to specific limits implemented as an added security measure.
Access to Online Banking and Zelle?
Yes, Student Checking Accounts will be able to manage and monitor their money through our online banking app, along with limited and controlled access to Zelle. Zelle transaction limits are in place as an added fraud protection measure. Online banking access is permitted with parent oversight and responsibility.
Access to FI to FI, Bill Pay, M2M, or Courtesy Pay?
Ability to add a debit card to a phone wallet?
Yes, however it is permitted with parental oversight and responsibility. It will be subject to the same limits as the physical debit card.
Ready to get started? Open a student/minor checking account today.
Whether you're opening your first checking account, switching from another financial institution, or simply adding another account, we're here to help. Joining is easy, and you'll quickly start enjoying all the benefits that come with a Coosa Valley Credit Union checking account. Contact us or visit your nearest branch to get started today.
