Benefits Plus Checking

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Great Benefits Plus Dividends

Benefits Checking Plus is a checking account with all of the great benefits that comes with our Benefits Checking account, plus the option to earn dividends. Here's what you can count on with a Benefits Plus Checking account.

Enjoy the Perks of Benefits Checking, Plus Dividends

Get the account that meets your needs with unlimited digital banking, a free debit card, generous member benefits and more.

  • Option to earn dividends
  • Loan rate discounts
  • Certificate Dividend Premiums
  • Identity and theft monitoring services1
  • Credit report and credit score access2,3
  • Travel and leisure discounts*
  • Roadside assistance service4
  • Cell phone protection4
  • Free Debit Card
  • Free Online & Mobile Banking with Bill Pay
  • Free E-statements
  • Buyers protection and extended warranty4
  • Telehealth5

Benefits Checking Plus Fee Schedule

Minimum Opening Deposit

Monthly Service Fee

Minimum Balance to Avoid Service Fee

Minimum Opening Deposit


Monthly Service Fee


Minimum Balance to Avoid Service Fee

$5,000 average daily balance

* Registration/activation required

1Benefits are available to personal checking account owner(s) and their joint account owners subject to the terms and conditions for the applicable Benefits. Some Benefits require authentication, registration and/or activation. Benefits are not available to a "signer" on the account who is not an account owner or to businesses, clubs, trusts, organizations and/or churches and their members, or schools and their employees/students.

2You will have access to your credit report and score provided your information has been verified by the CRA. Credit Score is a VantageScore 3.0 based on Equifax data. Third parties may use a different VantageScore or a different type of credit score to assess your creditworthiness.

3Credit Score Tracker: Once credit file monitoring has been activated and you have requested your first credit score, you may request a new credit score each month to be plotted on your Credit Score Tracker graph. Monthly email notifications will be sent to let you know when your new score is available.

4Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit or on the insurance document. Guide to Benefit and insurance document can be found online. Insurance Products are not insured by the NCUA or any Federal Government Agency; not a deposit of or guaranteed by the credit union or any credit union affiliate.

5Available for the account holder and their spouse/domestic partner and up to six (6) dependent children age 2 and older. This is not insurance.