How To Become A Member: Join Coosa Valley Credit Union
Join a credit union near you! When you become a member at Coosa Valley Credit Union, you gain access to great checking and savings account options, competitive auto loan rates, and so much more. Experience the difference of being part of an award-winning credit union recognized as one of the Best of the Best.
Wondering who can join the credit union?
Joining Coosa Valley Credit Union is easy—and we're always excited to welcome new members. We've made the process simple to understand and even simpler to get started, so you can feel confident every step of the way.
General Steps| How to open an account
It all starts with a savings
Once you've confirmed your eligibility for membership, opening an account is simple. All it takes is a $30 deposit. Because Coosa Valley Credit Union is member-owned, $5 of that deposit is your one-time membership fee, and the remaining $25 of your deposit becomes your share in the credit union.
That $25 is placed in your primary share savings account, where it stays safe and secure for as long as you're a member—representing your ownership.
Find your nearest branch
We have 11 branch locations throughout Northwest Georgia. No appointment is needed to stop by and open an account.
Have your documents ready
To open your account, you'll need a valid government-issued photo ID. A Georgia, Alabama, or Tennessee driver's license or state ID is typically sufficient.
If your current address doesn't match what's listed on your ID, no worries—that's perfectly fine. Simply provide proof of address, such as a utility bill, recent pay stub, bank statement, or a copy of your lease agreement, and we'll take care of the rest.
In some cases, it's best to bring your social security card if requested/required.
Opening your account
Once you're seated with a team member at the member service desk or in a private office, we'll walk you through the application together. We'll collect some basic information—such as your name, address, and place of employment—along with any required documents, like your ID. We'll also pull the appropriate reports to complete the process smoothly and securely.
Making your first deposit
Once your savings account is officially opened, the final step is funding it. That's where the $30 deposit comes in.
Just $5 covers your one-time, membership fee, and the remaining $25 is placed into your primary savings account. That $25 stays on deposit to keep your account active and represents your ownership share in Coosa Valley Credit Union—because here, you're not a customer, you're a member.
Welcome!
That's it—you're officially a member of the best credit union in Northwest Georgia! You now have full access to everything we offer, including competitive loan rates and personalized financial solutions designed to serve you.
From here, you can easily add a checking account, order checks, receive your account and routing numbers for direct deposit, enroll in online banking, and even walk out with a same-day debit card for your convenience.
Welcome to Coosa Valley Credit Union!
The Difference | Credit Union Compared to a Bank
A lot of people ask what really sets a credit union apart from a bank—and it's a great question. We're here to break it down in simple, straightforward terms and show you why starting your financial journey with Coosa Valley Credit Union can make a meaningful difference.
Want to learn more about us?
Coosa Valley Credit Union (formally General Electric Federal Credit Union) is a not-for-profit financial organization and is committed to providing superior personal financial services in a member-owned organization of "people helping people" through trust, care and financial strength. We've been operating in the Coosa Valley region since 1954.
The best part...
Once A Member, Always A Member
Even if you change jobs, move or retire, you will always be a welcome part of the Coosa Valley community. We will be your credit union for life!
At Coosa Valley Credit Union, you are more than just a member - you are an owner.
Most of our members have more than one of the following:
Once a member - many are also interested in these additional credit union services. At Coosa Valley Credit Union, we're committed to delivering the best financial products and solutions to meet your needs. Become a member and receive access to opening a checking account, getting a personal loan, low auto loan interest rates, and more.
Checking Accounts
Coosa Valley Credit Union offers Benefits, Benefits Plus, and Next Step Checking—each designed with features and perks to meet you where you are. Whether you're just getting started or want more perks from your everyday banking, we have an option for you.
Personal Loans
Coosa Valley Credit Union offers flexible, affordable personal loans designed to help you cover life's unexpected expenses or planned purchases with confidence. Whether you need funds for debt consolidation, medical bills, travel, or major purchases, our competitive rates and personalized service make borrowing simple.
Auto Loans
Coosa Valley Credit Union offers hard-to-beat auto loan rates on new and used vehicles, plus competitive refinancing options to help lower your payment. Our easy application process makes it simple to get pre-approved and take the first step toward driving home in your next car with confidence.
Ready to become a member?
Whether you're opening your first account or switching from another financial institution, we're here to help. Joining is easy, and you'll quickly start enjoying all the benefits that come with being a Coosa Valley Credit Union member. Contact us or visit your nearest branch to get started today.
