Spend Smarter

Should You Get a Store Credit Card?
"Would you like to save 15 percent today?" It doesn't seem like a question many people would turn down. But, if the difference between saving 15 percent and not is opening a store credit card, you might want...

5 Simple Ways to Improve Your Credit Score
Having a low credit score can affect your life in a number of ways. Your score can hinder your goals, such as owning a home or buying a new car. As a high-risk borrower, you'll have to pay higher interest rates on any...

Budgeting Basics: How to Create and Stick to a Personal Budget
Creating a personal budget is the cornerstone of financial success. Follow these steps to create and stick to a budget.

How You Can Do Better Than 0%
When it comes to auto loans, a 0% interest rate is a head turner. But it's not always the best deal.

Relying on Credit for Necessities

Online Bill Payment Helps You Control Your Bills
Have you tried online bill payment service yet? Online bill payment makes paying bills less painful, reduces the risk of identity theft, and makes it easier to pay off credit cards and other debts. This...