Spend Smarter

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Credit Card Strategies 2026 Best Ways to Use Your Credit Card Wisely

Should You Get a Store Credit Card?

Should You Get a Store Credit Card?

"Would you like to save 15 percent today?" It doesn't seem like a question many people would turn down. But, if the difference between saving 15 percent and not is opening a store credit card, you might want...
5 Simple Ways to Improve Your Credit Score

5 Simple Ways to Improve Your Credit Score

Having a low credit score can affect your life in a number of ways. Your score can hinder your goals, such as owning a home or buying a new car. As a high-risk borrower, you'll have to pay higher interest rates on any...
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Budgeting Basics: How to Create and Stick to a Personal Budget

Creating a personal budget is the cornerstone of financial success. Follow these steps to create and stick to a budget.
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How You Can Do Better Than 0%

When it comes to auto loans, a 0% interest rate is a head turner. But it's not always the best deal.
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Relying on Credit for Necessities