Spend Smarter

Summer is right around the corner, and chances are you're already dreaming up the trip of a lifetime. When you're on vacation, it's easy to feel like your personal finances are no object. This, however, can...

You may have heard it's always better to use cash instead of credit when making purchases. Or perhaps you were taught the exact opposite (or something in between). So what's the real story? While it's a good idea to have...

Having a low credit score can affect your life in a number of ways. Your score can hinder your goals, such as owning a home or buying a new car. As a high-risk borrower, you'll have to pay higher interest rates on any...

With winter's first chilly breezes in the air, holiday shoppers across America are gearing up to hit the malls. But if you've been thinking of buying a new car, maybe you should be heading straight for your local...

'Tis the season to make memories with friends and family, but sometimes all that festive fun can be hard on your budget. Thankfully, holiday traditions don't have to be elaborate or expensive in order to be...

Buying a home is an exciting undertaking, but it's also a big expense. According to the Consumer Financial Protection Bureau, the average mortgage balance is $244,000 for new homeowners. Though many people turn to...