Member Services

We provide financially responsible products and convenient services that help better each and every one of our members' lives. Since we are a not-for-profit organization we offer lower fees and lower lending rates because the shareholders we answer to are not on Wall Street. Our Shareholders are you, our members, our neighbors.

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Get the CVCU Mobile App

Take your Credit Union with you! Stay in control of your finances no matter where you find yourself!

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Check Reorders

Are you running low on checks with no time to stop by the credit union? No problem! You can reorder your checks online.

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Safe Deposit Boxes 

Offered at select branch locations, safe deposit boxes are convenient, safe places to store important items such as documents and family records, small items, fine jewelry, collectibles and heirlooms.

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Wiring Services

Wire transfers are a convenient and reliable way to transfer funds from your Coosa Valley account to another financial institution. Send money to a loved one overseas, to close escrow on a home purchase or for any important reason.

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Direct Deposit

Do you want faster, safer and more convenient access to your money? Sign up for Direct Deposit at CVCU and we'll automatically deposit paychecks, Social Security benefits, pension checks and any other deposits into the CVCU account of your choice.

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Overdraft Services

Avoid the expense and inconvenience of overdrafts with overdraft services from Coosa Valley Credit Union. We offer a variety of overdraft services for our checking accounts.

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Skip A Pay

CVCU's Skip-A-Pay program allows you to skip your upcoming loan payment(s), so you can keep your money to use as you wish - whether it's on a getaway, gifts, parties, home improvements, or other plans.

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Notary Services

Coosa Valley Credit Union offers free notary services to members at most of our full service branch locations during regular hours of operation. In order to have a document notarized, members must present a valid photo ID and sign the document in the presence of the notary.

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Night Deposit

CVCU members can leave their transactions at their branch after hours using our Night Depository, located in a well-lit area outside the building. Your deposits, loan payments and check orders are processed the next business day.

Quick Access

Checking Account Options for Everyone

When you establish a banking relationship with a trusted, local financial institution, the checking account is often the first account you set up.

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You need everyday checking solutions that are simple and easy. Coosa Valley Credit Union offers uncomplicated checking options to simplify your life.

There's a Savings Account
Perfect For You

At Coosa Valley Credit Union, we offer competitive rates on savings accounts. You can access our real-time rates page for a comparison of our specific savings vehicles. Or choose one ot the options below to learn more about how each one works.

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A Variety of Credit Card Options

Whether for personal use or business, we have credit card options to fit your specific needs.

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Loans

When it's time to replace your car, buy a new home or borrow money for whatever reason, Coosa Valley Credit Union's local, friendly staff are ready to help.

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Our Members Enjoy 
Exclusive Discounts

Become a member and gain access to exclusive discounts from
trusted partners through Love My Credit Union Rewards and others.

EXPLORE LOVE MY CREDIT UNION

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Latest Updates

Follow our blog to keep up with community news.

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Calhoun Coosa Valley Credit Union + Friendly Feud

The Coosa Valley Credit Union Calhoun Branch recently participated in the annual Friendly Feud fundraiser hosted by the Family Resource Center of Gordon County—and this year marked our second time joining in on the...
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Coosa Valley Credit Union 72nd Annual Meeting

On Tuesday, February 24, 2026, Coosa Valley Credit Union proudly hosted its 72nd Annual Meeting at our Main Branch location in Rome. The evening was a celebration of progress, partnership, and the strong community that...
Woman wearing I love CVCU shirt watching cheerleaders in purple gymnasium with basketball hoop and American flag.

Coosa Valley Credit Union + Cartersville Lady Canes Basketball

At Coosa Valley Credit Union, community isn't just something we talk about—it's something we actively show up for. That's why we were honored to sponsor the Cartersville High School Lady Canes basketball team,...
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How to Save Money with a Checking Account

You might not think of a checking account as a way to save money, but it can be a valuable part of your savings plan. When you manage your checking account well, it does more than just help you set aside money for...
Smiling man holding a smartphone and a blank white credit card, illustrating the advantages of credit unions over banks for personal finance.

Advantages of Credit Unions Over Banks

Deciding where to manage your money is important. If you're weighing your options, it helps to know what credit unions offer compared to banks. Credit unions often provide better customer service, lower fees, and more...
Group of people gathered for a ribbon-cutting ceremony inside a modern church lobby with Tabernacle Baptist Church signage.

Coosa Valley Credit Union attended Cartersville's Tabernacle Baptist Church Ribbon Cutting

Dustin, Kelly, Kirby, and Joshua enjoyed a fantastic evening in historic Cartersville celebrating the ribbon cutting of Tabernacle Baptist Church. The event marked an exciting new chapter for the church and the...
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Credit Card Strategies 2026 Best Ways to Use Your Credit Card Wisely

Using your credit card wisely takes more thought than it seems. A smart plan for when and how to use your card can help you save money and earn rewards. Since credit card tips change often, here are some expert strategies...
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Home Equity Loan Rates & Smart Uses for Lower Interest Rates

Understanding home equity loan rates can help you make smart financial choices, whether you want to renovate your home or pay off debt. Find out what affects these rates and see how Coosa Valley Credit Union (CVCU) offers...
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How Do Low Interest Rates Affect Businesses in 2025?

Interest rates are always an important factor in business decisions, and 2025 is no different. Business owners should know how these rates affect their operations and strategies. Understanding this helps them make smart...
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What Happens When the Fed Cuts Rates in 2025?

Federal Reserve rate cuts affect borrowing costs and long-term financial planning, especially when it comes to federal loan rates. Knowing how these changes work can help you get ready for shifts in monthly payments,...