Member Services

We provide financially responsible products and convenient services that help better each and every one of our members' lives. Since we are a not-for-profit organization we offer lower fees and lower lending rates because the shareholders we answer to are not on Wall Street. Our Shareholders are you, our members, our neighbors.

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Get the CVCU Mobile App

Take your Credit Union with you! Stay in control of your finances no matter where you find yourself!

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Check Reorders

Are you running low on checks with no time to stop by the credit union? No problem! You can reorder your checks online.

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Safe Deposit Boxes 

Offered at select branch locations, safe deposit boxes are convenient, safe places to store important items such as documents and family records, small items, fine jewelry, collectibles and heirlooms.

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Wiring Services

Wire transfers are a convenient and reliable way to transfer funds from your Coosa Valley account to another financial institution. Send money to a loved one overseas, to close escrow on a home purchase or for any important reason.

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Direct Deposit

Do you want faster, safer and more convenient access to your money? Sign up for Direct Deposit at CVCU and we'll automatically deposit paychecks, Social Security benefits, pension checks and any other deposits into the CVCU account of your choice.

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Overdraft Services

Avoid the expense and inconvenience of overdrafts with overdraft services from Coosa Valley Credit Union. We offer a variety of overdraft services for our checking accounts.

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Audio Response

Audio Response is our free, real-time, 24-hour account information line. It's secure, accurate and always available. Audio Response can help you with nearly every member service.

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Notary Services

Coosa Valley Credit Union offers free notary services to members at most of our full service branch locations during regular hours of operation. In order to have a document notarized, members must present a valid photo ID and sign the document in the presence of the notary.

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Night Deposit

CVCU members can leave their transactions at their branch after hours using our Night Depository, located in a well-lit area outside the building. Your deposits, loan payments and check orders are processed the next business day.

Quick Access

Checking Account Options for Everyone

When you establish a banking relationship with a trusted, local financial institution, the checking account is often the first account you set up.

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You need everyday checking solutions that are simple and easy. Coosa Valley Credit Union offers uncomplicated checking options to simplify your life.

There's a Savings Account
Perfect For You

At Coosa Valley Credit Union, we offer competitive rates on savings accounts. You can access our real-time rates page for a comparison of our specific savings vehicles. Or choose one ot the options below to learn more about how each one works.

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A Variety of Credit Card Options

Whether for personal use or business, we have credit card options to fit your specific needs.

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When it's time to replace your car, buy a new home or borrow money for whatever reason, Coosa Valley Credit Union's local, friendly staff are ready to help.

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Our Members Enjoy 
Exclusive Discounts

Become a member and gain access to exclusive discounts from
trusted partners through Love My Credit Union Rewards and others.


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Latest Updates

Follow our blog to keep up with community news.

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Budgeting Basics: How to Create and Stick to a Personal Budget

Creating a personal budget is the cornerstone of financial success. Follow these steps to create and stick to a budget.
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Understanding Credit Scores: Tips for Improving and Maintaining a Healthy Credit Score

Your credit score is a three digit number that can impact your financial life in significant ways. There are steps you can take to improve and maintain a healthy credit score.
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How You Can Do Better Than 0%

When it comes to auto loans, a 0% interest rate is a head turner. But it's not always the best deal.
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Improve Financial and Physical Fitness in 2024

At Coosa Valley Credit Union, we understand that true prosperity extends beyond financial stability; it encompasses physical well-being as well. As your trusted financial partner, we are dedicated to not only...
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Relying on Credit for Necessities

The increasing cost of daily necessities—most noticeably groceries—is again closing the gap between income and expenses. With few places to make cuts, many people are resorting to credit cards to make ends...
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Watch Out for Phon(e)y Messages

Few of us can imagine going a day without using our cellphones. For many people, it's become their preferred method of communicating and doing business. Scammers take advantage of our reliance on cellphones and use...
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Online Bill Payment Helps You Control Your Bills

Have you tried online bill payment service yet? Online bill payment makes paying bills less painful, reduces the risk of identity theft,  and makes it easier to pay off credit cards and other debts. This...
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Unlock Savings: Consolidate Your First Mortgage & HELOC

Are you looking to take control of your finances and maximize your savings? Consolidating your First Mortgage and Home Equity Line of Credit (HELOC) could be the smart financial move you've been seeking.
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Common Scams to Watch out For

Scammers seem to ramp up their efforts around the busy holiday season. Please be on the lookout for these common scams.
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Smart Phone, Smart Saver

Phone apps have changed our lives. We now have, at ourfingertips, the ability to access information 24/7, wherever we are. There are manyuseful apps that can even help you save money and track your spending.