It's no secret: credit card companies can be predatory and unfair. High interest rates, strict approval terms, and fine print point limits can hold you back from leveraging credit to your benefit.
That's where a good credit union can step in. A credit union credit card can be a welcome respite from the desert of lackluster card options. From low credit approval, fair repayment plans, and personalized customer service and support, a credit union can help you reach your goals without compromising your long-term financial stability.
Below, we'll take you through some of the reasons why Coosa Valley Credit Union credit cards are a cut above the rest. If you've been thinking about the credit union advantage, give us a call and get pre-approved for your new credit card today!
Credit Union Card Benefits
Compared to credit cards offered by the big banks and private lenders, credit union cards have some excellent benefits that might surprise you.
- Lower Interest Rates - Our not-for-profit status gets passed onto you in the form of low interest rates on your credit spending. You can rely on our lower interest rates to keep your everyday spending down over the long term.
- Lower Fees - Many cards have hidden fees peppered throughout the year. Credit unions have lower overhead, reducing the amount of fees necessary to provide stellar service. Plus, you can enjoy any of the same entertainment benefits the big cards offer without the annoying fees that come with them.
- Low Credit Approval - Many of our cards have lower credit approval thresholds. You have a better chance of being approved even if you have a below-average score or no credit history.
- Great Rewards - Credit unions offer many of the same rewards and perks the big banks do, many at a much lower rate or without the associated fees. You can enjoy boosted rewards points and enhanced spending limits.
- Excellent Support - Credit union support members are straight-up friendlier than reps from the big banks. It's just a fact. They're also local people with an in-depth understanding of how the local economy operates. For everyday spending, there's no one better positioned to provide excellent support.
- Personalized Service - A good credit union is here to serve you as an individual, not a number. Your representative knows who you are and understands your circumstances, providing the guidance and support you need throughout the application process.
- Safe and Secure - Our credit card services are safe and secure, rivalling the digital and physical security measures big banks have at their disposal.
Leveraging these benefits in a way that makes sense for your personal finances is often what separates the smart spenders from the everyday consumer.
Talk with your Coosa Valley Credit Union rep to find out how a personal or business credit card can be just the thing you need to level up your credit usage.
Pick the Card That's Right for You
Credit cards can be as diverse as the people who use them. Whether you're looking to maximize your rewards points, streamline cashback, or pay down your balances faster, Coosa Valley Credit Union offers the card for you.
We separate our different card offerings into two categories: personal and business. Whether you're looking for a card to take to the grocery store or for everyday purchases to keep your business running, we've got the card for you.
Personal Credit Cards
Coosa Valley Credit Union is proud to offer several personal credit cards to fit any of our member's needs. There are quite a few different cards available, each carrying unique benefits for everyday spending.
Whether you're looking for increased cash back, bonus transferable rewards points, or a secure credit card for boosting your credit rating, we have the perfect card for you.
Business Credit Cards
Looking for a credit card for your business? It's so much better to separate your personal finances from your business, not just for tax season, but for your peace of mind. Just like our personal cards, we offer a variety of business cards that serve different purposes.
With lower rates, 24/7 support, and fraud protection for all of your business expenses, your Coosa Valley business card is truly a step above the rest.
Pick Out Your Coosa Valley Credit Union Card Today!
Spending smart doesn't mean picking the card with the most free stuff. It means understanding the full spectrum of benefits at your disposal, from a good credit card interest rate to great customer service.
Once you understand that, the choice is clear: Coosa Valley Credit Union has some of the best credit union credit cards in Georgia.
If you're ready to get started on your approval process or just have some questions, give us a call or apply online today. Our reps are happy to guide you through all of the different cards available and help you choose the one that's best for you.
Contact Coosa Valley Credit Union to learn more about a credit union credit card today!