Thinking about taking out a loan for a new car? We work with people with a range of credit scores, not just those with perfect credit. We'll work hard to secure you the best loan rate we can.
That's where Coosa Valley Credit Union steps in. Credit unions often offer much better auto loans than the big banks do. That's because we're collectively owned and run as a not-for-profit, meaning we don't play the penny pincher at every corner.
If you're in the market for a new car, give Coosa Valley Credit Union a call today. One of our reps can guide you through the process and give you a detailed breakdown of your repayment plan. Low interest APR, personal service, and friendly faces. What's there to think about?
Getting a car loan from a credit union has never been easier. Call us now!
Why Are Credit Unions Better for Auto Loans?
Credit unions aren't beholden to shareholders breathing down our necks as we determine the auto loan rate that's best for you. We're a not-for-profit, meaning all the gains we make from our loans go straight back into making a better experience for you, our valued member.
As a result, we're in a much better position to offer you a better auto loan rate than many of our big bank competitors. Even if it's just shaving a few percentage points off the top, it can amount to hundreds or even thousands of dollars in the long run. Whatever we can do to help you save money with our loans, we'll do our best to make it happen.
Not only that, but we have no hidden fees and fewer fees overall than the big banks. Big banks bake hidden fees into their business structure, making it impossible to escape higher monthly payments. Coosa Valley is committed to being up front about all of the fees included in your auto loan. No unsavory surprises from us!
What APR Does Coosa Valley Offer for Auto Loans?
Coosa Valley Credit Union offers competitive APRs for all of our auto loans, including used and pre-owned vehicles. While the final agreement is subject to individual review, we're proud to offer rates far below our big bank competitors.
Visit our loan rates page for the typical rates we offer for auto loans, subject to individual approval.
Compare those rates to the average big bank offering loans anywhere between 4.77% and 14.78%, and the savings can be in the thousands of dollars. In a battle between a bank vs credit union auto loan, Coosa Valley comes out on top with new car interest rates Georgia residents love.
You may be worried that a car loan is going to be unaffordable because of your bad credit, but don't be. We work with subprime credit scores all the time. We'll try our best to secure a favorable loan rate, regardless of your credit.
What Is the Coosa Valley Advantage Loan?
Coosa Valley proudly offers a highly competitive loan structure known as the Coosa Valley Advantage Loan. Included with many of our car loans are specific benefits, like:
- Route 66 Mechanical Breakdown Protection
- Complete Auto Value Protection
- GAP (Guaranteed Asset Protection)
- Disability Insurance
- Life Insurance
The Coosa Valley Advantage Loan is there to protect you and your family when the unthinkable happens. Give us a call to learn more.
Does Coosa Valley Offer Pre-Approval?
Yes, we do! Coosa Valley is proud to offer our members pre-approval for any type of auto loan. You can show up to the car dealership with our pre-approval in hand and drive out in your new car the same day!
We're not the same as the big banks. Whether you're looking for a new or used vehicle, we offer personalized repayment plans tailored to your circumstances. Your pre-approval is based on a face-to-face interaction with our committed team members, not faceless online representatives.
If you're sitting there wondering, "How does a credit union car loan work?", then give our friendly reps a call today! They'll take you through the whole process, start to finish.
Ready for a Car Loan? Visit Coosa Valley Credit Union Today!
Getting a loan for a new or used vehicle doesn't have to be the nightmare we all believe it to be.
Call or visit Coosa Valley Credit Union to find out what rate you can get for your new vehicle and how much money you can save compared to a big bank loan. Whether you've got an excellent credit score or have had a bumpy loan history, we've got the perfect rate for you.
Give our friendly Coosa Valley Credit Union representatives a call and schedule your loan appointment today!