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Knowing the Difference Between Wants and Needs

Knowing the Difference Between Wants and Needs

Did you know that CVCU provides FREE financial literacy to students in our communities? During those lessons, we are constantly going back to one lesson: Wants and Needs According to E. Thomas Garman in Financial Stress...
Saving More at the Store

Saving More at the Store

Groceries are one of the biggest line items in most family budgets. Here are a few fun facts to save a little more at your local grocer: Set a dollar limit before going shopping. Keep track of how much you are spending as...
Start Small to Grow Big Savings

Start Small to Grow Big Savings

Okay, so you’ve decided it’s time to start saving a little money. Where do you start? Is it time to chop entire categories from your budget? No! A good way to start anything is to start small. So let’s...
Back to School Savings

Back to School Savings

Back to school, back to school...It’s that time again, and it seems so early each year! Preparing for back to school can be expensive. Back to school can cost upwards of $500 for some people, depending on how many...
Best to Buy in July

Best to Buy in July

Sweet tea tastes a little bit sweeter when you’re drinking it sitting in a patio chair that you got on clearance.  July is the time of year that stores do away with their summer items and last year’s...
What is Credit?

What is Credit?

The term “credit” leaves a lot of us scratching our heads. On one hand, we kind of know what it means, but on the other hand, we don’t understand how it works. On one hand, we know our credit needs to be...