Face-to-face contact if there are any problems
One of the advantages in getting a mortgage from your credit union is that you can go to a branch if there are any problems during the application process.
The mortgage process is incredibly complex. There are numerous opportunities for something to go wrong along the way. Though lenders often try to fix these problems by phone, email or costly overnight mail, the best solution is often face-to-face contact.
You can do that with your credit union because we have local branches. Our experts are here to guide you through every step of the process. Online mortgage lenders in particular are 100 percent web based. There’s no physical location to go to. If things get really messy—and they can—a face-to-face meeting is often the best way to fix it.
Attractive Mortgage Terms
Because of our not-for-profit status and focus on member-owners, your credit union is able to offer attractive mortgage terms as compared to other types of lenders. Since we're a credit union, we have the freedom to handle each case uniquely, working with all credit scores and waiving penalties for loan prepayments. Best of all, you won't see any intangible taxes.
?A Customized Approach
Your situation is unique, so our process is customized to you. There are two ways to get started. First, you can fill out our online application, anytime day or night. It takes just a few minutes, and gives both you and your loan processing team a good idea of where you stand financially. Or, you could phone us today for a step-by-step break down of what – exactly – you can expect from beginning to end. When we talk, we'll also tell you more about the specific types of real estate loans we offer.