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Eating Healthy on a Budget

Eating Healthy on a Budget

We all know it's important to eat fresh, healthy foods. The trouble is deciphering which ones, exactly, are fresh and healthy. All those labels can be confusing, and deceiving: organic, all natural, free range, non-GMO?...
Credit Score, Explained

Credit Score, Explained

Your FICO score, a.k.a your credit score, makes a big difference in how lenders see you - and what they'll charge you in interest to borrow money. But what, exactly, goes into calculating that all-important score? Here is...
How Much Debt is Too Much?

How Much Debt is Too Much?

We all know less debt is better than more, right? There are many reasons, but five that come to mind for me are: Less Hassle. Why spend time paying tons of creditors each month, if you don't have to? Less Worry When...
GAP, Warranty, Payment Protection- What Does It All Mean?

GAP, Warranty, Payment Protection- What Does It All Mean?

If you've purchased a car or shopped for an auto loan recently, you have probably heard the terms "GAP, Warranty, and Payment Protection." And, if you're thinking of purchasing a new (or new to you) car, you...
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Does a Better Rate Really Matter?

Does a better rate on a loan really help lower monthly payments that much? Does it really matter where I get my loan? How much difference could there be in a few points? Check this out: It's a fact. Loan interest rates...
Beware of Text Message Scams

Beware of Text Message Scams

It seems like bad guys are becoming more and more sophisticated in their attempts to steal money and information. One common scam circulating in recent months is a text message scam. People are receiving a text message...