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Coosa Valley Credit Union Blog

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Credit Cards: Pay More Than the Minimum for Faster Payoff

Minimum payments on credit cards are between 1%to 4% of the balance due. If you can afford higher payments each month, you'llbenefit over the long haul. 
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How to Qualify for First-Time Homebuyer Loans

Buying your first home is an exciting milestone, but it canalso be a complex and sometimes overwhelming process. From saving for a downpayment to securing a mortgage, there are many important steps to consider onyour...
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Understanding Credit Scores and How to Improve Yours

Your credit score is more than just a number. It's afinancial snapshot that can significantly impact your ability to secure loans,buy a house, rent an apartment, or even get a job. Understanding what goes intoyour...
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Protecting Your Investment: Understanding GAP Coverage

When purchasing a new vehicle, it's essential to considernot just the excitement of driving off the lot, but also the financialimplications that come with it. One aspect of car ownership that often goesoverlooked is...
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Emergency Fund Importance: How Much to Save & Smart Saving Tips

Life is full of unexpected twists and turns. From unforeseen medical expenses to sudden job loss, emergencies can strike when we least expect them. That's why it's crucial to have a financial safety net in...
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What Does it Take to Retire?

Think of those days when you cansleep in and spend the day doing whatever you want. To get there you need toplan how much money you'll need to live on when you retire.

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