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Have you ever hadyour credit card denied only to find out that your credit limit had beenlowered? According to the Fair Credit Reporting Act, the credit card issuer canlower your limit at any time, and they are not...

Part of knowing how tomanage your finances involves clearing up some misconceptions about money. Seehow many of these common money myths you believe.

Consolidating your credit card bills into a single loan can be a wise financial move.Debt consolidation can lower your overall interest costs, reduce your monthlypayoff, eliminate late fees and over-the-limit charges, and...

When we have a toothache, we see a dentist. If we're plaguedwith personal problems, we might see a counselor. But when we need advice aboutfinances, many of us don't know where to look. The common tendency is to...

If youhave a home improvement project, should you do it yourself (DIY) or hire a pro?Even if you're handy with tools and think you can save money, consider thesefactors first.

Doyou know your net worth? Or how much you spend each month, and on what? Or howmuch you can expect from your pension plan or Social Security in retirement? Amajority of the population will answer "no," saying...