Borrow Safely

3 Reasons to Consider a Home Equity Loan

3 Reasons to Consider a Home Equity Loan

Once you've built a substantial amount of equity in your home, you may find there are many good reasons to consider taking out a home equity loan. With these types of loans, most people borrow a lump sum to fund one...
3 Reasons an FHA Loan May Be Right for You

3 Reasons an FHA Loan May Be Right for You

FHA loans are ideal for first-time homeowners. Insured by the Federal Housing Administration, these mortgage loans are available to anyone who has a minimum credit score of 580 and can offer a down payment of 3.5 percent...
VA Loans: 4 Reasons Credit Unions Are Ideal for Veterans Buying Homes

VA Loans: 4 Reasons Credit Unions Are Ideal for Veterans Buying Homes

If you're an American veteran looking to buy a home, there's a special loan with your name on it. VA loans were created by the Department of Veteran Affairs in 1944 to help veterans pay off their mortgages faster....
Personal Loans: Why a Credit Union Is the Best Place to Go

Personal Loans: Why a Credit Union Is the Best Place to Go

There are many reasons to apply for a personal loan. You may want a single loan to consolidate existing credit card and other types of high-interest debt. You may want a loan to renovate part of your home, to go on...
The Benefits of Personal Loans

The Benefits of Personal Loans

In recent years, personal loans have become more and more popular. CNBC reported that, in 2015, 13.72 million people took out a personal loan, up from 10.57 million in 2013. Compared to other types of loans and credit, a...
Personal Loans: What You Need to Know

Personal Loans: What You Need to Know

Personal Loans: What You Need to Know Even with the best budget planning, you can find yourself in a financial pinch. It happens when the washing machine turns silent beyond repair or your car tires are no longer safe for...