Borrow Safely

Minimum payments on credit cards are between 1%to 4% of the balance due. If you can afford higher payments each month, you'llbenefit over the long haul. 

Buying your first home is an exciting milestone, but it canalso be a complex and sometimes overwhelming process. From saving for a downpayment to securing a mortgage, there are many important steps to consider onyour...

Consolidating your credit card bills into a single loan can be a wise financial move.Debt consolidation can lower your overall interest costs, reduce your monthlypayoff, eliminate late fees and over-the-limit charges, and...

Credit cards: we've all been there. From racking up chargesto applying for the wrong ones, credit cards can leave a hefty impact on yourcredit and overall financial health. It doesn't have to be this way,...

If you’re trying to build credit or boost yourcredit score you might be wondering if there is an ideal number of credit cardsto have. The truth is there is no perfect number. However, there are factorsyou should keep in...

Gettingrejected for a loan can feel like a kick in the teeth. No way around it,rejection is painful. But a loan rejection may be a gift in disguise. All toooften, borrowers get the loan they want and end up wishing they...