Free Basic Checking

FREE Means FREE
Here's everything you need to know about Coosa Valley Credit Union's FREE basic checking account option.
You won't be charged a monthly service fee as long as you keep your account active*, you won't pay a penny to write a check, you'll get a FREE debit card to use and basic-style checks are provided to you at no cost. Access to our 24/7 online banking system is also FREE, so you can check your balance, see if items have cleared and transfer funds, all FREE of charge.
A New Level of Easy
Today, most employers offer direct deposit, a seamless, entirely electronic transfer of payment from your employer into your checking account. Direct deposit is easier and safer than traditional deposit methods. Your money is insured up to $250,000 by the NCUA the minute it posts. All you need to think about is how to manage that income.
FREE Basic Checking accounts include:
- Automatic transfers and payroll deductions
- Direct deposit
- Online banking and other e-services
- The option to set up overdraft services
- Deluxe checks if desired
As a member of Coosa Valley Credit Union, you have access to the knowledgeable, experienced team at each of our locations.
Free Basic Checking Rates
Minimum Opening Deposit
Minimum Balance to Avoid Service Fee
Dividend Rate
APY
Minimum Opening Deposit
$25
Minimum Balance to Avoid Service Fee
No
Dividend Rate
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APY
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Dividends are compounded and credited monthly. Account withdrawal limitations apply. Click here for a detailed rate and fee schedule.