Coosa Valley Credit Union Mortgages
First Mortgage Application
Mortgages shouldn't be confusing. The size of a home loan, the different options available and the steps involved can make the whole mortgage process feel unfamiliar...and even intimidating.
Fortunately, we're here to help. Our mortgage experts know all the ins and outs of home loans, so you can feel confident you're making the right move each step of the way.
Learn more about applying for a home loan
Your situation is unique, so our process is customized to you. There are two ways to get started. First, you can fill out our online application, anytime day or night. It takes just a few minutes, and gives both you and your loan processing team a good idea of where you stand financially. Or, you could phone us today for a step-by-step break down of what - exactly - you can expect from beginning to end. When we talk, we'll also tell you more about the specific types of real estate loans we offer. Examples include:
The First Time Homebuyer's Conventional Program is a popular option in real estate lending, designed with helpful features that make buying your first home a smoother and more enjoyable experience.
FHA Loans are a great choice for buyers who may not have a large 20% down payment, offering a more accessible path to homeownership.
USDA Mortgages are one of the government's best-kept secrets, supporting buyers who prefer the rural or suburban lifestyle over city living.
VA Mortgages honor our veterans by helping military service members and their families achieve homeownership with government-backed loans that do not require a down payment or private mortgage insurance.
Conventional Loans offer a straightforward, no-surprise mortgage option with a simple structure and competitive rates.
