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Let’s Talk Credit Score

Your Credit Score

  • A credit score is a number lenders use to help them decide how likely it is that they will be repaid on time if they give a person a loan or a credit card. Your personal credit score is built on your credit history. Your score ranges from 300 to 850. A decent credit score is essential for your financial well-being because the higher it is, the less of a credit risk you are.  

We Have Numerous Programs

  • Don’t be afraid that just because your credit may not be ideal that you won’t be able to get an auto loan or credit card, CVCU has numerous programs for people with no credit, or not the best credit. CVCU has ways to help you get your credit in good-standing for your future financial endeavors.

Payment Protection

MEMBER’S CHOICE® Credit Disability and Credit Life Insurance 

  • There is no way anyone can predict an injury, medical-related illness or an unexpected death, but you can take steps along the way to protect your family if the unforeseen were to happen. MEMBER’S CHOICE Credit Disability and Credit Life Insurance may help pay your loan so you and your loved ones don’t have to. Credit Disability and Credit Life Insurance work in two different ways.
  • Credit Disability coverage is designed to assist you and your family make loan payments if you’re totally disabled due to an injury or medical-related illness. Credit Life is intended to help pay off or reduce the loan. Savings, salary or payoffs from other life insurance may be protected, giving your family financial freedom when they need it.