Why Does Membership Matter?

Why Does Membership Matter?

Credit Union membership reflects ownership. When you join Coosa Valley Credit Union, you are a member for life.

We are a member-owned, not-for-profit financial cooperative that exists solely for the benefit of you, our member. Membership means we return our profits to our members in the form of higher savings rates and lower loan rates. Plus, your money is federally insured to at least $250,000 by the National Credit Union Administration.

Each credit union member has equal ownership in CVCU and one vote. Regardless of how much money you have on deposit, everyone is treated the same. We are also under the leadership of a volunteer Board of Directors. They are elected by and from the credit union's membership. They provide impartial leadership that is in the best interest of their fellow members.

Coosa Valley Credit Union membership is available to individuals who reside in the following 13 counties: Bartow, Catoosa, Chattooga, Cherokee, Cobb, Dade, Floyd, Gordon, Haralson, Paulding, Polk, Walker, Whitfield. Credit union benefits are also extended to immediate family members. An immediate family member is defined as a spouse, child, sibling, parent, grandparent, and grandchild. For the purpose of this definition, immediate family also includes stepparents, stepchildren, stepsiblings, and adoptive relationships. Selective Businesses in these counties are also eligible.

The credit union philosophy is "Not for profit, not for charity, but for service." Our purpose is to help people in our hometown live better financial lives. We exist to help people and to serve our members well, because our members are a part of our credit union family. We value our members and we strive to let that show with each member interaction. We care about members' financial well-being. We want to be able to help members in the good times as well as the bad. Each member has a special story to tell that makes them unique. We care about each and every one of them and we want to be a support through each milestone in life. We want to help members achieve their financial dreams.

Our members are our top priority. We want you to be a part of our credit union family. Come in to either of our locations today and let us start a new member relationship with you.