7 Budget Cuts for the Holidays

7 Budget Cuts for the Holidays

Looking to save more this holiday season? Whether you want some extra dough to spend on presents and turkey, or plan to gift yourself by adding to your savings account, we are here to tell you it's possible… even during the busiest time of year!

Check out our top 7 suggestions for (almost) painless budget cuts you can start making now!

1. Skip the Coffee
We know…. This one isn't easy. 'Tis the season for a Peppermint Mocha! While grabbing your favorite cup of joe during a shopping run for gifts certainly sparks joy, maybe don't reach for your favorite seasonal drink EVERY time you're out and about. Think about the items on your wishlist that coffee could've funded instead!

2. Pack Your Lunch
Eating out on your lunch break can really add up, no matter how thrifty you try to be. Consider bringing in your own lunch meals. Whether that's PB&J, Chicken Noodle Soup, or the leftovers you've been meaning to munch on… That's entirely up to you!

3. Eliminate Unnecessary Subscriptions
BRB - canceling our gym membership right now… Whether you are subscribed to a streaming platform or monthly box set, look for ways you can make cuts. If it's something you can live without, consider letting that recurring payment go, it'll save you big… fast!

4. Skip The Drive-Thru
Do you have soda at home? Can you whip up some fries in the air fryer? Then do you really need to spend that cash in the drive-thru? 'Nough said.

5. Consider Buying Secondhand
Buying gently used, secondhand items not only saves you money, but is also good for the planet! Keep items out of the landfill by hitting up local consignment shops instead of buying new. Add a touch of unique or vintage to someone's gift lineup with something that is truly a one-of-a-kind find!

6. Skip the Bottled Water
Yes, you read that right! Why buy packages of pre-bottled water when you can bottle your own? Instead of making those unnecessary recurring payments on plastic, invest in a reusable water bottle that you can fill yourself, time and time again!

7. Pass on Major Brands
Sometimes, buying the generic brand is the smarter way to spend. This logic can be applied to items such as food, basic clothing pieces, and even common household items. The savings add up!

No matter how you spend, save, and gift this holiday season, we hope it is a magical time for you and your loved ones. Besides, the real gift of the holidays is quality time with those we love.