Coosa Valley Credit Union Checking Account Comparison

Which checking account works best for you?

Benefits Checking

$4.95/mo (waived with $2,500 average daily balance OR for those 20 and under)

  • Free Debit Card
  • Mobile Banking & Bill Pay
  • Free Standard Checks
  • IDProtect® – Identity Theft Monitoring & Resolution Service1
  • Credit File Monitoring*
  • Credit Report and Score with Score Tracker*,2,3
  • Credit Score Simulator*
  • Dark Web Monitoring*
  • Financial Wellness 360°
  • Identity Theft Expense Reimbursement4
  • Debit Advantage® – Buyer’s Protection4 and Extended Warranty4
  • Cellular Telephone Protection4
  • Roadside Assistance4
  • Travel and Leisure Discount*
  • Telehealth5
or

Benefits Plus Checking

$5.95/mo (waived with $5,000 average daily balance)

  • Option to Earn Dividends
  • Loan Rate Discounts
  • Certificate Dividend Premiums
  • Free Debit Card
  • Mobile Banking & Bill Pay
  • Free Standard Checks
  • IDProtect® – Identity Theft Monitoring & Resolution Service1
  • Credit File Monitoring*
  • Credit Report and Score with Score Tracker*,2,3
  • Credit Score Simulator*
  • Dark Web Monitoring*
  • Financial Wellness 360°
  • Debit Advantage® – Buyer’s Protection4 and Extended Warranty4Identity Theft Expense Reimbursement4
  • Cellular Telephone Protection4
  • Roadside Assistance4
  • Travel and Leisure Discount*
  • Telehealth5
or

Next Step Checking

$10/mo (for those who need to rebuild their financial footing)

  • Free Debit Card
  • Mobile Banking & Bill Pay
  • Free Standard Checks
or

Student Checking

$0/mo (for those between 10 and 17 years old)

  • Free Debit Card
  • Mobile Banking & Bill Pay
  • Free Standard Checks
or

* Registration/activation required

1Benefits are available to personal checking account owner(s) and their joint account owners subject to the terms and conditions for the applicable Benefits. Some Benefits require authentication, registration and/or activation. Benefits are not available to a "signer" on the account who is not an account owner or to businesses, clubs, trusts, organizations and/or churches and their members, or schools and their employees/students.

2You will have access to your credit report and score provided your information has been verified by the CRA. Credit Score is a VantageScore 3.0 based on Equifax data. Third parties may use a different VantageScore or a different type of credit score to assess your creditworthiness.

3Credit Score Tracker: Once credit file monitoring has been activated and you have requested your first credit score, you may request a new credit score each month to be plotted on your Credit Score Tracker graph. Monthly email notifications will be sent to let you know when your new score is available.

4Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit or on the insurance document. Guide to Benefit and insurance document can be found online. Insurance Products are not insured by the NCUA or any Federal Government Agency; not a deposit of or guaranteed by the credit union or any credit union affiliate.

5Available for the account holder and their spouse/domestic partner and up to six (6) dependent children age 2 and older. This is not insurance.

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